Investment Management Services

Our portfolio management services are built around three core offerings highlighted below. We charge clients either an annual management fee (includes account management and unlimited financial advice), or for those who simply want consultation services, we can also charge by the hour with no ongoing service.

1) Personalized Financial Blueprint:

We work with clients to understand where they are in their life and what short term and long term goals they are trying to attain. To maximize the odds of reaching those objectives, together we construct a detailed blueprint to succeed. While circumstances may change and prompt tweaks over time, having a clear goal is important whether we are managing your investment account day-to-day or you are doing so yourself.

2) Ongoing Investment Management:

If you prefer not to manage your portfolio on your own, we offer investment management on a day-to-day basis and will use any investment option at our disposal to build and manage a customized investment portfolio for you. While saving for retirement is by far the most frequent objective of our clients, we manage investments for many goals, including funding future education expenses, a home purchase, or for those who are already retired and want to make sure they don’t outlive their money.

3) Financial Advice and Insight:

In addition to managing investment accounts, we offer advice and guidance on any financial topic, on an as-needed basis. We work with clients on a variety of issues such as debt reduction, personal budgeting, mortgages and refinancing, 401(k) investment options, taxes related to investments, etc.

How is PCM Different?

When we say that Peridot Capital Management LLC acts as a personal financial concierge for our clients, sure that sounds nice, but what does it really mean? We offer a unique service that stands apart from many other financial services firms. Below are some of the ways we believe we are unique:

Maximum Convenience:

We come to you! Whether it is your initial complimentary consultation or you just want to meet face-to-face to talk about something, we make it as convenient as possible. Whether it be at your home, office, or neighborhood coffee shop, you tell us when and where it is convenient for you, including online teleconferencing.

Direct Access:

Ever tried calling a mutual fund or insurance company to speak directly with the person who manages your fund or annuity? It’s usually not possible. When you want to meet or speak by phone, video, or email you will always reach your personal financial manager, not support or administrative staff.

Prompt Communication:

Ever had trouble getting through to someone or having days go by without a call back or email response? You won’t have to worry about that with us. Your calls and emails are answered immediately or, at worst, returned within 24 business hours. If your manager is leaving town, you will be notified ahead of time so if there is something you need it can be handled before they leave.

Personalized Investment Strategy:

Everything we do and recommend is based solely on your personal situation and goals. Too many times hundreds or thousands of investors are put into the same product or fund even though they are different people with varying assets and objectives.

No Conflicts of Interest:

Many firms compensate their employees with sales commissions and kickbacks from financial product providers. Accordingly, they will often sell you the product or fund that nets them the largest commission, even though it might not be the best investment for you. Some firms even limit the products they offer to those where they get paid by the provider based on sales volumes. We never receive compensation from outside companies (only from our clients), which allows us to recommend the best investments, no matter what.